Buying a house - F.A.Q

How do I go about arranging a mortgage?
Your bank or building society will probably be able to help, but it is well worth consulting an Independent Financial Advisor (IFA). An Independent Financial Advisor will be able to offer a wider range of alternative mortgage options for you to consider.

Buying a home seems rather complicated. What can I do in advance to make my purchase easier?
It is important to do your homework before you actively start looking for a new home to buy. You can do several things to help your search run smoothly.

Location
Work out what you need from your location. Do you need to be near a school for your children or close to work? Do you need public transport links such as buses and trains? If you are commuting to work, how close do you need to be to main roads and motorway connections?

What do you need?
What you want from a new home may not be what you need. Think to yourself whether you really need three bedrooms if the only people living there will be yourself and your partner. You may be thinking you would need two additional bedrooms - one bedroom for guests and one for a study. You may find a property with a box room suitable for a study, or maybe a large landing which could accommodate a desk. There might even be another reception room downstairs you could change into a study. The key is to be realistic and flexible.

Timescales
Work out when you want to move. Do you have a fixed date, for example, are you relocating for a new job, or do you want to move in time for the start of the new school year in September?

How do I arrange a viewing?
Simply phone or drop into the office and we will arrange a viewing for a time convenient to you. Some owners who are still living in their property may prefer to conduct the viewing themselves. This often gives you the opportunity to ask questions first hand. Alternately, a member of the sales team may accompany prospective buyers on a viewing. We will always accompany a viewing to an empty property.